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Xtreme Beer Bank is not a Ponzi scheme or Get Rich Quick scheme. We are legitimate company with physical address and dealing in legitimate beer trading business activities. It is not by force to invest in Xtreme BeerBank. We have limited number of slots and we admonish you to perform your due diligence on Xtreme Beer Bank (read our FAQs & Terms of Service). The minimum period you can stay before closing your account is 3 months. Though, we pay interest every month. As soon as we receive your application & investment, we would activate your account immediately and schedule your next ROI payment date.